• Mortgages

    What to do if you have Trouble Paying your Mortgage?

    It can be really difficult if you are struggling to make your mortgage payments. It can be so easy to ignore what is going on and try to hope that things will just sort themselves out. Sadly this is not the case most of the time and it is important to face up to the problem and tackle it as quickly as possible. If you are able to do this, then you will be far better off as if you ignore it then it may just get worse. Speak to the mortgage company The first step that you should take is to speak to the mortgage company. Explain that you…

  • Credit Cards

    How to Reduce your Credit Card Bill

    Many of us have credit cards and most of us repay the full balance each month in full. However, there are those who only pay off the minimum balance or pay off less than the full balance each month. By doing this they are paying interest on the money that they are borrowing and this can really add up to make the credit card quite expensive. Therefore it can be worth considering ways to reduce the cost of the card, which will mean reducing the debt on the card. Stop using the card The first sensible thing to do is to stop using the card for a while. If you…